How did this student make $80,000 per year in college and graduate debt free? We love sharing inspiring stories of overcoming financial adversity and gaining financial freedom. Read here >> http://lnkd.in/etd3jU7
Finance Tip 5. Consider an All-Cash Diet If you’re always overspending, this will break you out of that rut. Using cash makes you think twice before spending and keeps you on the budget we mentioned earlier in tip #4#cash
4. Set a Budget, Period This is the starting point for every other goal in your life. At the beginning of each month, decide where you want to (carefully!) splurge, and then decide where you will choose to cut back to balance out these treats. For example, if you’re going to a fancy dinner for a friend’s birthday, eat in as much as possible the week before.
You might've heard the news that climate change could pose an existential threat to human life by 2050. So it only makes sense to start being environmentally conscious with your $$$ (among a long list of other things).⠀ ⠀ We love Network Capital for their reduced carbon footprint. They have a streamlined, virtual loan application process using the latest financial technology in order to keep printed paper to a minimum. They only use energy-efficient electronics, green cleaning products and inks, post- consumer recycled paper, and promote ridesharing within our offices. We utilize digital and radio advertisements, avoiding any printed material. ...
3. Track Your Net Worth Your net worth—the difference between your assets and debt—is the big-picture number that can tell you where you stand financially. Keep an eye on it, and it can help keep you apprised of the progress you’re making toward your financial goals—or warn you if you’re backsliding.
Financial Tip Friday! 2. Check Your Interest Rates Q: Which loan should you pay off first? A: The one with the highest interest rate. Q: Which savings account should you open? A: The one with the best interest rate. Q: Why does credit card debt give us such a headache? A: Blame it on the compound interest rate. Bottom line here: Paying attention to interest rates will help inform which debt or savings commitments you should focus on.
Homebuying is difficult for americans in three-fourths of markets.* Stay abreast of the real estate news and learn from our mortgage expert Sean Meador! https://www.bloomberg.com/news/articles/2019-06-27/homebuying-difficult-for-americans-in-three-fourths-of-markets
Introducing our 50 Top Financial Tips! 🔥 If you don’t trust yourself to remember to pay your quarterly taxes or periodically pull a credit report, think about setting appointment reminders for these important money to-dos in the same way that you would an annual doctor’s visit or car tune-up. #financialhealth#wealth
Today’s word of the day is Property Appraisal~ Real estate appraisal, property valuation or land valuation is the process of developing an opinion of value, for real property. Real estate transactions often require appraisals because they occur infrequently and every property is unique, unlike corporate stocks, which are traded daily and are identical. #mortgageterms#mortgageeducation
A new study found 52% of millennial first-time homebuyers feel financially ready to buy a home. And 70% said they are willing to cut back on extra-curricular activities, like shopping, movie-going and a spa visit, once a month to make it happen. The bank (Chase) surveyed 1,000 first-time U.S. homebuyers, ages 22 to 38, in March. #millenials#homebuyers
Tune in every weekend for the latest in mortgage news and trends with your hosts Teresa Strasser (from the Adam Corolla Show) and Sean Meador (our Mortgage Expert!) Listen in online or on the radio. Show times and station in bio 👊🏼
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If you’re having trouble getting approved for a mortgage. You may want to consider adding a co-borrower. Most types of home loans allow you to add a one. If you’re having trouble getting approved adding a co-borrower to the loan application may help. What is a Co-Borrower? A co-borrower, is an additional person (usually a family member) added to a mortgage that is a guarantor the loan. There are occupying and non-occupying co-borrowers, a non-occupant co-borrower’s credit and income are used to help the borrower qualify for a mortgage. If you need additional income because your debt-to-income ratio ...
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If your new job offers a 401(k) contribution match, it’s pretty much always going to be in your best interest to take full advantage of it — to max that match out. It’s pretty much a guaranteed return on your money — and usually more than you’d be able to get even by investing. #finance#wealth
Don’t just take our word for it. Dave Ramsey knows best! We recommend @networkcapital for finding your best mortgage rate and experience! #mortgage#finance
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A first mortgage is the primary loan that pays for the property and it has priority over all other liens or claims on a property in the event of default. A first mortgage is not the mortgage on a borrower's first home; it is the original mortgage taken on any one property. #mortgage#realestate
Today's Term of the Day is closing Statement! What is a closing statement? A closing statement is a document used to provide the closing details on a transaction. Standards for closing statements vary by transaction type. In a real estate transaction a homebuyer will typically receive a closing statement on both the home purchase and the mortgage loan they receive to finance the purchase. #mortgage#realestate
Tune in this weekend (Www.themortgageradio.com) for another informative low down on the mortgage industry and insights to the recent ups and downs of current rates. Hosted by Mortgage Expert Sean Medor and Teresa Strasser! You'll recognize her as the Emmy-winning writer (Comedy Central’s “Win Ben Stein’s Money”) and an Emmy-nominated television host (TLC’s”While You Were Out”) and currently hosting the show The List. Radio and podcast audiences will know her as the co-host on The Adam Carolla Show. Her first book, Exploiting My Baby* was published in January 2011 by NAL (a division of Penguin Publishing) to excellent reviews and ...